Professional Liability Insurance

Product liability insurance is useful in sectors like retail and technology, where it protects you when someone makes a claim for injury or damage caused by a product you’re involved with. You may be the manufacturer, the supplier or you could operate only the retail end, wherever you are in the life cycle, you could still be faced with a claim. Product liability cover, as part of your public liability insurance, safeguards you against legal and defence costs and settlements.

Who needs product liability insurance?

Any business involved in the design, production or supply of products to customers should have product liability insurance. You might be just one part of the supply chain, but you could still be held liable for defects that lead to injury or damage. Whether it’s a kitchen appliance malfunctioning and starting a fire or a faulty toy harming a child. The cost of compensation can be damaging for a small business.

What level of product liability cover do I need?

Product liability insurance covers you for the costs associated with claims of illness, injury or damage to property caused by a faulty product your business made, supplied or sold. We can build product cover into your public liability policy and we can tailor the level of protection you need to fit with your business, up to £10m if required. It also includes legal defence costs of up to £100,000 against criminal claims for failing to meet regulations.

With Over 12 Years Experience

The team at Dovetail are hugely experienced and professional, but prioritise balancing this with a friendly and personal approach. Feel free to get in touch with any member of the team, who will either address your issue themselves or ensure they pass it on to someone who is best placed to do so.


We tailor our policies to suit you and your specific circumstances


Dovetail are proud of their ability to respond to claims quickly, efficiently and with your immediate needs prioritised


The team at Dovetail are hugely experience and professional, but prioritise balancing this with a friendly and personal approach